PayPal is an online financial service that allows you to pay for items using a secure internet account. You simply add your bank account, credit card or debit card details and whenever you pay using PayPal, you can choose which of your cards or accounts it pays with.
There’s no charge to open a PayPal account and to transfer money from your bank account to your PayPal account. There is also no charge to purchase items using your PayPal account. There are fees in other cases, such as: Receiving payments for goods and services.
It is an American company operating a worldwide online payments system that supports online money transfers.
The PayPal Buyer Protection Policy states that the customer may file a buyer complaint if he or she did not receive an item or if the item he or she purchased was significantly not as described. The customer can open a dispute within 60 days.
All you have to do is log in to your account and open a dispute to get the refund process started. If you made the purchase on eBay, start here instead.   Â
Here is how you set up the PayPal account:
1. Visit the PayPal website or open the PayPal app. You can create an account from the PayPal homepage or from the app. You can install the app for free from your device’s app store.Â
2. Click “Sign Up for Free” or tap “Sign Up”. This will begin the account creation process.
3. Enter your email address and create a password. Make sure that you create a strong password so that nobody else can access your financial information. Make sure that you enter a valid email address, as you’ll need to use it to verify your account.
4. Fill out the form with your personal information. You’ll need to enter your legal name, address, and phone number. All of this
information is required in order to create your account.
5. Enter your credit or debit card (optional). After entering your personal information, you’ll be prompted to enter your credit or
debit card. You can enter this now or later, but you’ll need to at some point if you want to verify your PayPal account. If you don’t want to enter your card information now, click “I’d rather link my bank first”.
6. Enter your bank account information (optional). You’ll need a bank account linked if you plan on receiving money and want to be able to transfer it to your bank. You don’t have to do this now if you don’t want to. Just click “I’ll link my bank later” to skip it for now. You’ll be prompted to confirm that you want to skip the process.
7. Confirm your email address. In order to receive money at your PayPal account, you’ll need to confirm your email address. You should have received an email when you created your account. Click the “Yes, this is my email” button in the email message to confirm your email address. If you can’t find the message, check your Spam folder or “Purchases” label in Gmail. You can have PayPal send another message from your account Summary page. Click “Confirm Email” to send another message.
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